Merchant Cash Advance
Merchant Cash Advance
Sameday funding for your business
Sameday funding for your business
Access $10,000 to $5 million in same-day funding.
Access $10,000 to $5 million in same-day funding.
Flexible financing terms
Flexible financing terms
What Is Merchant Cash Advance
What Is Merchant Cash Advance
A Merchant Cash Advance (MCA) is not a traditional loan. Instead, it provides upfront capital to a business in exchange for a fixed percentage of its future credit and debit card sales. Repayment happens automatically—usually through small, daily deductions from your card transactions. Because the payback amount is tied to your sales volume, your repayment adjusts with your cash flow: when business is strong, you pay the advance back more quickly; when sales slow down, the amount deducted decreases. This flexibility makes MCA funding an appealing option for businesses that need fast access to working capital without the rigid repayment structure of a conventional loan.
A Merchant Cash Advance (MCA) is not a traditional loan. Instead, it provides upfront capital to a business in exchange for a fixed percentage of its future credit and debit card sales. Repayment happens automatically—usually through small, daily deductions from your card transactions. Because the payback amount is tied to your sales volume, your repayment adjusts with your cash flow: when business is strong, you pay the advance back more quickly; when sales slow down, the amount deducted decreases. This flexibility makes MCA funding an appealing option for businesses that need fast access to working capital without the rigid repayment structure of a conventional loan.
Simple Application
Apply in just 15 seconds and get matched with funding offers within minutes.
Simple Application
Apply in just 15 seconds and get matched with funding offers within minutes.
Simple Application
Apply in just 15 seconds and get matched with funding offers within minutes.
Simple Application
Apply in just 15 seconds and get matched with funding offers within minutes.
Higher Funding Amounts
We connect you with financing options that offer larger funding limits to support your growth.
Higher Funding Amounts
We connect you with financing options that offer larger funding limits to support your growth.
Higher Funding Amounts
We connect you with financing options that offer larger funding limits to support your growth.
Higher Funding Amounts
We connect you with financing options that offer larger funding limits to support your growth.
Same-Day Funding
Our fast fintech process moves you through underwriting in just a few hours — often resulting in same-day funding.
Same-Day Funding
Our fast fintech process moves you through underwriting in just a few hours — often resulting in same-day funding.
Same-Day Funding
Our fast fintech process moves you through underwriting in just a few hours — often resulting in same-day funding.
Same-Day Funding
Our fast fintech process moves you through underwriting in just a few hours — often resulting in same-day funding.
No Minimum FICO
Bad credit? No problem. Most of our top programs require no minimum credit score.
No Minimum FICO
Bad credit? No problem. Most of our top programs require no minimum credit score.
No Minimum FICO
Bad credit? No problem. Most of our top programs require no minimum credit score.
No Minimum FICO
Bad credit? No problem. Most of our top programs require no minimum credit score.
What Do You Need To Qualify?
What Do You Need To Qualify?
2+ Years in Business
Instant payments
2+ Years in Business
Qualify for our top financing options with as little as two years in business.
Send money to friends or family in real-time, for free.
Qualify for our top financing options with as little as two years in business.
$10,000 in Annual Gross Sales
Instant payments
$10,000 in Annual Gross Sales
You’ll need at least $10,000 in monthly revenue (or $120,000 annually) to qualify for funding.
Send money to friends or family in real-time, for free.
You’ll need at least $10,000 in monthly revenue (or $120,000 annually) to qualify for funding.
No Minimum FICO SCORE
Instant payments
No Minimum FICO SCORE
We offer funding for every credit profile. No minimum FICO score required.
Send money to friends or family in real-time, for free.
We offer funding for every credit profile. No minimum FICO score required.
Why Choose Get Funding Direct
Why Choose Get Funding Direct
Fast & Simple Process
Instant payments
Fast & Simple Process
Apply online in minutes and get approved quickly — no endless paperwork or long wait times.
Send money to friends or family in real-time, for free.
Apply online in minutes and get approved quickly — no endless paperwork or long wait times.
Multiple Funding Options
Instant payments
Multiple Funding Options
From term loans to lines of credit, we tailor financing solutions to fit your unique business needs.
Send money to friends or family in real-time, for free.
From term loans to lines of credit, we tailor financing solutions to fit your unique business needs.
Transparent Terms
Instant payments
Transparent Terms
No hidden fees or confusing conditions — just clear, honest funding built on trust and results.
Send money to friends or family in real-time, for free.
No hidden fees or confusing conditions — just clear, honest funding built on trust and results.
Dedicated Support Team
Instant payments
Dedicated Support Team
Our experts guide you through every step, ensuring you secure the best funding for your goals.
Send money to friends or family in real-time, for free.
Our experts guide you through every step, ensuring you secure the best funding for your goals.
Heather C.
Restaurant Operator
“As a busy restaurant owner, cash flow can change overnight. When an equipment emergency hit, I needed fast funding with zero hassle. The merchant cash advance they offered was simple, quick, and exactly what I needed. They walked me through each offer, explained the holdback percentages, and helped me choose the one that worked best for my daily revenue. I was funded the same day, fixed the issue immediately, and kept my doors open without interruption. It was incredibly reassuring to have that kind of support.”
Heather C.
Restaurant Operator
“As a busy restaurant owner, cash flow can change overnight. When an equipment emergency hit, I needed fast funding with zero hassle. The merchant cash advance they offered was simple, quick, and exactly what I needed. They walked me through each offer, explained the holdback percentages, and helped me choose the one that worked best for my daily revenue. I was funded the same day, fixed the issue immediately, and kept my doors open without interruption. It was incredibly reassuring to have that kind of support.”
Heather C.
Restaurant Operator
“As a busy restaurant owner, cash flow can change overnight. When an equipment emergency hit, I needed fast funding with zero hassle. The merchant cash advance they offered was simple, quick, and exactly what I needed. They walked me through each offer, explained the holdback percentages, and helped me choose the one that worked best for my daily revenue. I was funded the same day, fixed the issue immediately, and kept my doors open without interruption. It was incredibly reassuring to have that kind of support.”
Heather C.
Restaurant Operator
“As a busy restaurant owner, cash flow can change overnight. When an equipment emergency hit, I needed fast funding with zero hassle. The merchant cash advance they offered was simple, quick, and exactly what I needed. They walked me through each offer, explained the holdback percentages, and helped me choose the one that worked best for my daily revenue. I was funded the same day, fixed the issue immediately, and kept my doors open without interruption. It was incredibly reassuring to have that kind of support.”
Khánh M.
Beauty & Wellness Studio Owner
“When unexpected expenses hit, I needed working capital fast — not in weeks or months. That’s when I turned to Get Funding Direct merchant cash advance program. They explained exactly how the repayment structure works and showed me options that fit my revenue pattern. I had funding in my account in less than a day, and the flexible payments made it easy to manage even during slower sales periods. It was a lifeline during a stressful time, and it helped me stabilize my business without drowning in fixed monthly payments.”
Khánh M.
Beauty & Wellness Studio Owner
“When unexpected expenses hit, I needed working capital fast — not in weeks or months. That’s when I turned to Get Funding Direct merchant cash advance program. They explained exactly how the repayment structure works and showed me options that fit my revenue pattern. I had funding in my account in less than a day, and the flexible payments made it easy to manage even during slower sales periods. It was a lifeline during a stressful time, and it helped me stabilize my business without drowning in fixed monthly payments.”
Khánh M.
Beauty & Wellness Studio Owner
“When unexpected expenses hit, I needed working capital fast — not in weeks or months. That’s when I turned to Get Funding Direct merchant cash advance program. They explained exactly how the repayment structure works and showed me options that fit my revenue pattern. I had funding in my account in less than a day, and the flexible payments made it easy to manage even during slower sales periods. It was a lifeline during a stressful time, and it helped me stabilize my business without drowning in fixed monthly payments.”
Khánh M.
Beauty & Wellness Studio Owner
“When unexpected expenses hit, I needed working capital fast — not in weeks or months. That’s when I turned to Get Funding Direct merchant cash advance program. They explained exactly how the repayment structure works and showed me options that fit my revenue pattern. I had funding in my account in less than a day, and the flexible payments made it easy to manage even during slower sales periods. It was a lifeline during a stressful time, and it helped me stabilize my business without drowning in fixed monthly payments.”
Alex P.
Cash Flow Focused Owner
“My business was doing well, but I needed quick access to cash to cover a large order. Get Funding Direct came through fast. They helped me secure a merchant cash advance within days — no long waits, no runaround. The process was smooth, and their team made sure I understood every step. That funding kept my business moving forward when timing mattered most.”
Alex P.
Cash Flow Focused Owner
“My business was doing well, but I needed quick access to cash to cover a large order. Get Funding Direct came through fast. They helped me secure a merchant cash advance within days — no long waits, no runaround. The process was smooth, and their team made sure I understood every step. That funding kept my business moving forward when timing mattered most.”
Alex P.
Cash Flow Focused Owner
“My business was doing well, but I needed quick access to cash to cover a large order. Get Funding Direct came through fast. They helped me secure a merchant cash advance within days — no long waits, no runaround. The process was smooth, and their team made sure I understood every step. That funding kept my business moving forward when timing mattered most.”
Alex P.
Cash Flow Focused Owner
“My business was doing well, but I needed quick access to cash to cover a large order. Get Funding Direct came through fast. They helped me secure a merchant cash advance within days — no long waits, no runaround. The process was smooth, and their team made sure I understood every step. That funding kept my business moving forward when timing mattered most.”
37 Drake Rd #APT 710 Arlington,
near the road of Massac husetts(MA).
37 Drake Rd #APT 710 Arlington,
near the road of Massac husetts(MA).
37 Drake Rd #APT 710 Arlington,
near the road of Massac husetts(MA).
37 Drake Rd #APT 710 Arlington,
near the road of Massac husetts(MA).